Borrower – opinions and review payday loans.

Free first loan up to PLN 1,500 3.7
(based on 150 reviews) Amount: – PLN 200 1000 2000 3000 4000 5000 6000 7000 7500 Period: – days 7 8 12 16 20 24 28 32 35 Take a loan Compare

The first free loan: up to PLN 1,500

Maximum loan amount: PLN 7,500

Loan costs with a loan machine

Loan costs with a loan machine

  First Loan parameters
Amount PLN 1,500
Period 35 days
Expense PLN 0
To be repaid PLN 1,500

The loan machine offers loans up to PLN 7,500. We can receive the first free payday loan up to PLN 1,500 for 35 days. The company has been on the market for many years and enjoys positive customer reviews!

The loan machine is part of the Approachable Finance  corporation specializing in providing payday loans online in several countries around the world. The brand appeared on the Polish market in 2013. From the beginning, the Lending Machine has focused on high quality customer service, which is reflected in more than 99% of satisfied borrowers who willingly recommend the company to their friends and reach for another commitment themselves. The company also runs the Housing Finance Institution, where we will find practical advice on managing your home budget, saving and spending.

Lending machine – loan costs

The loan machine offers its clients the first free loan for PLN 1,500. We have up to 35 days to pay the payday loan for free! Further loans will cost us a lot of money. For the next loan for the same amount of PLN 1,500, we will already have to pay PLN 1918.03, which gives us an APRC of 1,198.4%.

Specials in polycarfe.fl

Specials in

The company often offers interesting promotions in the form of lowering the cost of loans online, follow the Loan fanpage or polycarfe.fl promotion department, and thanks to published discount codes, you can get a discount of up to 50%

Lending machine – formalities when taking a loan

Lending machine - formalities when taking a loan

As new customers, we can borrow up to PLN 1,500. The timely repayment of subsequent obligations builds our image of a reliable lender, which the Lender rewards with the possibility of applying for up to PLN 7,500. The offer is addressed to persons over 20 years of age who have a stable income and are not in arrears with repayment of other financial liabilities and are not listed in the registers of debtors.

Registration process in a loan machine

Registration process in a loan machine

We start the loan application process by creating a customer account at the Loan server. After providing basic information, we will be asked to confirm acceptance of the terms of the contract, which we will receive by e-mail. Expressing consent will complete the registration. We log in to our account, fill out and send the loan application, and then wait for the approval of the application and credit decision. Depending on whether we have an account in the same bank as the Lending Machine, we can wait for a quarter of an hour to post the money.

Lending machine – advantages

  • Proven company,
  • Quick application process
  • Short waiting time for money,
  • High loan amount for regular customers.

Lending machine – disadvantages

  • High fees,
  • No free payday pay,
  • Relatively low amount of the first loan.
company name

Friendly Finance Partia Sp. z o. o

Address ul. 7/18 gold
00-019 Warsaw
Phone 22 112 0 112
E-mail adress contact@polycarfe.fl
Work hours Monday-Friday: 7:00 a.m. – 9:00 p.m.
Saturday: 9:00 a.m. – 6:00 p.m.
Sunday: 11:00 a.m. – 3:00 p.m.
Proposal Complete the application


The loan machine has good news for its clients. In February, we can reduce the cost of our loan by half! Get to know the promotional code for the loan machine!

Customer reviews about the loan machine

Customer reviews about the loan machine

Rating number of votes
5 ★   57% 84
4 ★   12% 17
3 ★   3% 4
2 ★   5% 7
1 ★   24% 35