When can I apply for my second loan?

When you ask for your first loan from Zimus , you can get a loan of up to 300 euros . Once you have returned it, you will have become a client with a minimum of experience and you will be able to request a second loan for a higher amount if you need it. But what conditions do you have to meet to obtain it?

Requirements to request a second loan from Zimus

To apply for a second quick credit to Zimus it is necessary that you comply with a series of conditions . Some of them are the same as those required to obtain your first loan:

  • Reside in Spain
  • Be between 21 and 75 years old.
  • Have a bank account within Spain of which you are the owner.
  • Not have any debt or payment pending to third parties.
  • Having made the return of the first loan with Zimus.

How much time has to pass until you can ask for the second loan?

When you finish paying your first Zimus loan, you may need more money . If so, you have two options for your second loan .

The first option is to request it immediately , so you can only access the same maximum amount that you just returned. For example, if your first credit was € 300, you can opt for another of the same amount. However, if you want to increase the amount of the previous loan you can leave a margin of 7 days after you have made the payment.

Is a guarantee necessary for the second loan?

As with the first Zimus loan , in the case of the second one, the intervention of a guarantee is not necessary either. You will only need your identification and the data of your bank to be able to apply for your loan instantly .

How long will it take for the money to be in the account?

At Zimus we guarantee you a great speed in the transfer of your loan money. In about 15 minutes, the amount will be sent to your bank account . However, keep in mind that, depending on your entity, you can take up to 48 hours to receive the credit.

Why ask for a second loan Zimus

It is possible that you have already requested and returned your first Zimus loan and that you still need financing . Perhaps the first amount has not been enough to cover your expenses or you may have been presented with a new unforeseen event .

There are many reasons to request a second loan . Therefore, we offer you a large number of advantages and guarantees and we allow you to have money at your disposal easily and quickly . Do not wait any longer, request a second loan Zimus!